How is Apollo Different?
Fixed Monthly Costs
You pay a predictable monthly amount that includes claims funding, admin fees, and stop-loss insurance — no surprise spikes.
Refund Surplus
If actual claims are less than what’s funded, the employer keeps 100% of their claims fund, and a portion of their premium dollars.
Great Care Access
Employees get access to PPO networks, 24/7 virtual care, and $0–$25 visits with Healthcare2U direct primary care.
Level-Funded + Captive = Financial Control
All Apollo plans come with these core features built in:
✔️ Multiple deductible options and PPO networks
✔️ Concierge-Level Navigation of Care
✔️ Transparent pharmacy benefits with TrueScripts
✔️ Unlimited virtual care + chronic condition management
✔️ Bundled Pricing for Surgical Procedures
✔️ Legal and patient advocacy support (optional RBP)
Key Partners
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Skyward
Medical Plan Underwriter
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TrueScripts
Transparent PBM with real-time tools
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EHN
Quality-focused provider access
